And a Mercedes.

Free time is hard to come by, especially when considering all of the obligations you have on a daily basis. It might seem like even beginning to think about buying a house won’t fit into your busy schedule. Fortunately, the newest lender on the block is making it possible to purchase your dream home and getting a quote takes less than 2 minutes! Take a look below at some of the most annoying things we do that take longer than 2 minutes and decide whether your time will be more well spent with them or getting a quote from Sofi.

1. Flossing

Yes, the majority of dentists state that flossing is a necessary evil, useful in eradicating plaque, tartar and cavities. But isn’t the point of a dentist to fix all of those problems anyway? Rather than doing the dentists’ job for them and spend gargantuan amounts of time flossing, maybe its time to overlook this time consuming activity and use your time in a more beneficial manner.

2. Cooking Dinner

After going to the grocery store, preheating the oven, preparing the food and then finally sitting down to enjoy your meal – you’re looking at hours gone out of your day. Of course there’s nothing like a home-cooked meal, but when it comes to feeding oneself, isn’t it best to cut corners? Your local deliveryman will support you.

3. Doing laundry

There are many different views on how often one should do laundry, but there is no question that the actual act can be a daylong activity. It wouldn’t be the wisest to advise wearing dirty clothes for eternity, but maybe in the time spent waiting for that cycle to end you could look into getting a quote that’ll have a huge impact on your life.
4. Exercising

It’s suggested that a person should have about 75 – 150 minutes of exercise a week. It’s easy to see that that largely outweighs the 2 minutes it takes to get a quote from Sofi. Of course studies have shown that regular exercise leads to a longer life, heightened self-esteem, and a better physical appearance, but how essential is all of that if you don’t have a place to live? Prioritize what’s important.

5. Grabbing a drink on a Friday night

It’s been a long week and all you want is to grab a drink at your favorite bar to unwind. This not being your first time at the bar, you know to expect a rambunctious crowd of people all vying for the attention of one person: the bartender. The battle between you and the other patrons can easily last for 20 minutes before you even get the bartender’s attention. Wy not spend your money and your time more sensibly?


Get a mortgage with SoFi and you may be able to buy a home a lot sooner than you think.

■ Put as little as 10% down with no PMI instead of the standard 20%. That’s way less saving when you’re already paying for rent, student loans, transit and who knows what else.

■ With SoFi’s flexible debt-to-income limits, you may qualify for more financing than what other lenders can offer. That means you can already have student (or other) debt and may still qualify for a mortgage on your dream place.

■ Skip tons of headache with a modern, streamlined application process.

We don’t bank, watch TV or order food like our parents, so why buy a house like they did? See what SoFi can offer you in 2 minutes at SoFi.com.

This post is a sponsored collaboration between SoFi and Gothamist staff.

SoFi Lending Corp. NMLS # 1121636. Terms and conditions apply. View SoFi mortgage eligibility and licensing details here.