istockphoto Did you graduate college with a sparkling degree and a ton of debt? Yeah, well, you and $1.2 TRILLION worth of other people. But rather than resign yourself to years—decades, even—of forking over ridiculous amounts to some bloodsucking bank, there is a positive action you can take right this second that will not only save you around $14,000 (on average), but also gives you access to a crack service team and contributes to…